It is quite normal to be nervous and cautious when you are looking for a new home. After all, a house is one of the biggest investments you will make in your life and you want to be sure that you are making the best decision.

Now, the biggest question is, how you will know that you have found the right property can vary from person to person. Some people follow their guts, while others need more convincing. If you are someone who needs more than just gut feeling, then you are in the right place. In this article, we have made a list of some important indicators that will tell you if you have found the right property or not.

9 signs that tell You’ve Found the Right House

• You want to go inside the house: The best part of the excitement of looking at homes is not knowing that this could be your new home when you pull to the curb. If something about the house appeals to you, then this could be a sign. The first impression is everything when it comes to home shopping.
• The house embraces you the moment you enter: Withing three seconds of entering, you will know whether the house feels warm and comforting. Does the house seem inviting? Do you have the urge to explore the house? Does it feel like home? If the answer to these questions is yes, then you might have found the right property for you.
• You don’t feel funny in the bathroom: Sometimes buyers don’t feel comfortable near a bathroom that they don’t even walk inside the room. They will stand outside, grab the doorknob and poke their head to peek in. If don’t feel compelled to the shower door or stroke the vanity marble, then this house is not for you.
• You feel defensive about the house: It is easy to feel defensive about a house that you like, but it is important to keep an open mind while shopping for a home. If your agent points out a flaw or two, don’t get defensive and consider them because sometimes it is not easy to remedy those flaws and it becomes difficult to live with them.
• You begin to envision the furniture arrangement: The best part about home shopping is when you find that right property, you start imagining the placement of the furniture in the house. You can already paint a picture of how your living, bedroom, and office will look like, where you can place your pool table, and more. Or on a weekend you can imagine yourself enjoying a barbeque with your family in the backyard. All of this is a very good sign and you should think of investing in that property soon.
• It checks the most important boxes: The property might not have every amenity you wished for, but it meets most of the requirements. It has the number of rooms you wanted, an ample amount of open space, a garage and more, but it is missing a swimming pool. If you still find it appealing and ready to make some adjustments then it is a good sign because you are ready to invest in a home impresses you even if lacks a couple of things.
• You want to stop looking at other homes: After vising the property that appeals to you the most, all other homes don’t appeal to you anymore. You compare each new property and they fail to impress because your mind is still stuck on the property you visited before. If that’s the case, you can start discussing the offers and documentation about the property.
• You can’t wait to brag about it: Did you already snap a few photographs and them on your social media? Did you ask your family to visit the house? If that’s the case, you might have found the one if you are feeling excited after your first visit.
• You’re already planning to go back: If you have already started planning your next visit immediately after visiting a property, that means it is the right property. You also want to see it on a different day or take your friend or family on your next visit. Ask the agent to send the details and confirm that the property is in top condition. You should also start discussing the offers too.

Home shopping is not an easy task. You need to consider several factors before making the final decision. For example, when looking for the Best Homes For Sale Seven Hills Henderson Nv, you need to visit every single property before making your decision.

Buying a house or a property is quite confusing there are a number of factors to keep in mind while investing a large amount of money, a few usually prefer going through an agent and pay them a cut  or simply look for a good deal on their own either through third party website or word of mouth. It is completely understandable when someone takes their time to invest.

When coming to Hyderabad in the recent times many families have started investing in properties and plots both locals and families from other states reason being Hyderabad is aiming to be Indians IT capital and Hitec-city is the Hub major industries in the city are situated here. Being the center vast employment opportunities, great connectivity and easy accessibility makes the area a popular one in the city of Hyderabad.

Hitech-city not only has well known companies setup but also has some of the top restaurants, malls, clubs and a lot more situated in the area which makes it a perfect place for a work-life balance. Hitec city is just 15kms away from the heart of the city which makes it easier for residents of the area to commute.

Let’s begin with understanding the advantage ns of living in and near Hitec City:

• Infrastructure

Reputed institutes, some of the best malls, well known hospitals some of the most popular clubs, restaurants and a lot more can be found here at Hitec City. Along with wonderful nightlife and entertainment,  the governments has invested in creating wonderful subways, flyovers, widened roads, metros which has contributed in providing world class facilities in the area.

• Connectivity benefits

Hitec city has great connectivity by both road and railways. It connects to the city in around 10 minutes from the area. There are plenty of public transport options available for the residents of the area including public buses, metro & cabs which are available at any given time. Rajiv Gandhi International airport may take around an hour to reach, major areas like Gachibowli, Madhapur,  Manikonda, Kondapur and a few more are in close proximity to Hitec City.

• Profitable Real Estate

Hitech city has lately become a preferred destination for both commercial and residential; People are investing in properties here on a high scale due to a number of reason but one of the biggest reasons being a high ROI. It is said that people who have invested in 2bhk plots for sale in Kukatpally have already doubled their profits on the investment in the plots in Hyderabad.

• IT hub

As discussed earlier Hitec city is very close to become the largest IT park in the country with giant companies like Google, Mindspace, Infocity and a lot more that can be added to the list. This has created the area to become one of the most preferred by investors. With huge players investing in the area it has also promoted a diverse atmosphere with employees appointed from different states found residence’s close to work.

If you’re planning on investing in 3bhk plots for sale in Hyderabad for residential purpose, you can defiantly consider one of the most trusted gated community in Hyderabad which is in close proximity to the It hub, Hitec City. Marina Skies is known to be one of the best gated communities with endless facilities and premium amenities, high-tech security and world class infrastructure.  These designer homes planned carefully sounded by abundant greenery and a Lake view perfectly located not too far away from the city but enough to ensure peace and serenity enhancing the quality of living.

Concrete has some definitive core ingredients like cement, water, and aggregates. Apart from these traditional components, the users add some additional ingredients that serve dome specific purposes. These add-ons, called admixtures, are usually incorporated into the concrete while mixing. The project managers decide the additives based on the type of project and terrain and inform the companies in advance to obtain accurately synthesized ready mix concrete. Properties like the heat of hydration, acceleration or retard setting time, water reduction, workability, dispersion, and several others can be modified using admixtures.

Difference between admixtures and additives

The major differentiating criteria between the two is that admixtures do not exceed five percent of cement content by mass while mixing and additives can exceed this percentage in the ready-mix concrete. Admixtures incudes of mineral as well as chemical elements and materials like sand and aggregates are considered to be additives. Some factors like compatibility of the cement with the admixture, the mixing time, and the temperature of concrete mass have to be thought out beforehand. Let us discuss different types of chemical admixtures and their uses.

Air-entraining admixtures

These are the king of admixtures that ensures that the air present in the concrete mixture is stabilized and the water and air are infolded and mechanically enveloped during mixing. The air bubbles are mixed thoroughly to enable frost resistance and make it less absorbent. This addition also decreases the strength by approximately 5 Mpa due to the incorporation of less that one percent of air. These are mostly used for bridge, surface, and hydrotechnical concrete.

Water reducer admixtures

These are added before the pouring of the mixtures on-site. The main use of such admixtures is to decrease the porosity that is advantageous during the freeze-thaw cycle as well as makes the final product extra durable. These are mostly used in cases of concreting at a location with hot weather. The water-reducing salts act as surfactants and are able to reduce the surface tension of the liquid. It enhances the workability of the concrete by preventing the flocculation of cement particles. The most recent generation of water reducing materials includes carbon copolymers that have a significantly high capacity due to the inherent compacting property.

Accelerating admixtures

Accelerators are responsible for the quick curing of concrete. They also aid in the development of the strength of the concrete. These admixtures are suitable for locations with cold weather conditions. They function effectively by decreasing the rate of hydration and speeding up and shortening the duration of time required for the concrete to set. Calcium chloride, the initial accelerator has been replaced with calcium nitrite which also acts as a corrosion inhibitor. This provides more potential for the ready-mix concrete to strengthen. The conversion of the state of concrete mix from plastic to a stiff and hardened state has to be completely appropriated, which is assisted heavily by accelerating admixtures.

Retarding admixtures

Retarding  admixtures consists of a group of metal oxides, sugars, and phosphates that slow the process of concrete curing. The work is antagonistic to the accelerating admixtures by shortening the time taken for the transition from the plastic to the hardened state of the concrete. They do so by slowing the cement binding and delaying the chemical reactions that occur when concrete starts setting, which in turn enables the concrete to remain fluid for long periods of time. They are useful while transporting ready-mix concrete over long distances and also for concreting at high temperatures.

Plasticizers

These are materials that are extremely useful in high-strength mixes since they tend to increase the workability of the concrete. Plasticizers also increase the slump pumpabilty without the addition of water. Sometimes also known as superplasticizers, they have the capacity to convert the stiff concrete mix into one that can flow and mould easily. Like plasticizers, there are several other admixtures that can modify the properties of concrete. Ready-mix concrete can be incorporated with minerals like fly ash, silica fumes, pozzolans, other bonding admixtures, and corrosion inhibitors to enhance the performance in multiple ways. New types of admixtures are being experimented extensively to achieve environmental benefits as well as reduce pollution. Some are being tested for providing self-healing properties to the concrete and absorb pollution.

We all wish to live in our dream house. And this wish can be fulfilled easily by taking a home loan. With so many lenders available in the market, it has become quite convenient and hassle-free to avail of a home loan.

The eligibility criteria for applying home loans are easier to meet. You can even check your eligibility using the home loan calculator. One of the most significant factors that help in a quick approval of your home loan is the CIBIL score.

There are various factors through which you can improve your CIBIL score. So, please keep reading to know everything about it.

What is a CIBIL score?

CIBIL score is a three-digit number that ranges from 300-900 and based on which your credit history can be determined. The closer we get to 900, the better our CIBIL score becomes. It improves the chances of getting quick approval. It is one of the essential criteria set by lenders when analysing the loan application process. 

How the CIBIL score affects the interest rate?

Your home loan interest rate is highly dependent on your CIBIL score. It is because your score signifies your credit history and an excellent credit score shows that you have acted responsibly by always repaying your loans on time. Depending on your credit score, you will be charged a high or competitive home loan interest rate. Your monthly instalments are dependent on the interest rate. If the interest rate is lower, then the monthly EMI will be more affordable.

Interest Rate Based On Your Credit Score

• Credit Score Between 760-900

It is an excellent credit score to avail home loans at a nominal interest rate ranging between 8.35%-8.45%. It also indicates that you have repaid all your previous loans responsibly. 

• Credit Score Between 700-760

It is considered to be a good credit score. With a score like this, your loan will get successfully approved but with a slightly higher interest rate.

• Credit Score Below 700

With such a score, you might still get an approval of a home loan from the lender but with a higher interest rate. 

Factors That Affect Your CIBIL Score

• Repayment Of Loans-

Paying all your bills and repaying your debts on time is essential for a good credit score. Missing your payment dues can adversely affect your credit score. 

• Credit Mix-

Your credit history must have a mix of secured and unsecured loans. Having too many unsecured loans make it seem like you might not be able to repay them on time. So, it leaves a wrong impression on your CIBIL score.

• Credit History-

A longer loan usage history determines that you have managed all the past loans well and thus, enhances your credit history.

Conclusion:

Your CIBIL score plays a vital role, but it is not the only factor that determines swift approval. Your monthly income, age, place of residence and employment history also plays a significant role. So, make sure to meet all the eligibility criteria for a smoother application process. You can check your home loan eligibility here.

Sunview Enclave is best property to buy in Ludhiana:

Real estate demand in Ludhiana was gaining momentum in the first quarter of 2020 until the Covid – 19 pandemic struck in India and lockdown with social distancing advisories came into effect, which reduced site visits and hampered the construction work as well. Due to lockdown, home buyers postponed their decisions until there was more clarity on the pandemic situation and the overall market trend.

Since, the situation is under control now, and the market is expected to regain its previous momentum. It is unlikely to affect the Ludhiana real estate price trends, which will continue to grow and being the Best Residential colony of Ludhiana and counted as one of the posh areas to live in Ludhiana, we have the added advantage at Sunview Enclave.

Homelife Buildcon Co. Pvt. Ltd. is committed to stand tall with its residents and prospective buyers of the Luxury villas in Ludhiana as we are emerging from these unmatched circumstances. We believe that this is the right time to invest in real estate and live in our luxurious residential colony. Here are some reasons why this is the best time to buy home in Ludhiana before prices rise further:

Increasing Demand

Ludhiana has been comparatively less affected by the nation-wide slowdown over the past few years. The city’s residential real estate market garnered higher demand, as compared to other cities of Punjab. Ludhiana real estate has room for price appreciation especially Sunview Enclave as we are developing Phase – 2 of our project and the development is in full swings without compromising on any quality.

Increasing Prices of Raw Materials

Construction costs will increase; in fact is increasing as associated sectors such as cement and steel rely on importing raw materials which have restrictions currently. This will cause the supply chain to break and supply of building materials to decrease and accordingly the price will increase.

Increasing Cost of Workers

More financial support will be required to ensure the health and welfare of workers. Construction costs will increase due to the additional labour maintenance, as well as the low availability of workers after the lockdown.

Decreasing Rupee Value

The decreasing value of the Rupee versus the Dollar results in increased prices for raw materials which increases construction costs. Similarly the depreciating value of rupee is benefitting NRI’s significantly as Ludhiana have a great number of NRI’S and they will get more space for the same amount in their foreign currency i.e. US Dollar or Pounds. This is the right time for NRI’s to buy home in Ludhiana.

The economic relief measures announced by the Government are positive for the real estate in Ludhiana. As real estate is known as a safe investment and is a fact; being reputed developers we suggest the people at large to invest and buy a home at your preferred location.