Wedding

Getting your marriage is easy as lenders are willing to grant personal loans for a wedding. Like personal loans granted for other reasons including education, vacation or others, these loans can be availed from any lender as per your choice of interest rate and benefits extended by the lending institution. 

Did you know that you could fund your marriage with a loan taken from a financial institution? Surprisingly as it may seem, lenders are ready to avail their customers’ necessary funds for any reason including weddings too. The concept of marriage loan is unknown to many as most loan applications are limited to buying homes, cars, two-wheeled vehicles and other purposes. 

Marriages can be expensive. Right from betrothal to the exchange of vows, marriages involve a lot of spending, be it on numerous outfits for multiple occasions, payment for the venue, catering services, ceremonial receptions, etc. Such heavy expenditure warrants many people to seek personal loans to bear the expenses. 

Know About Wedding Loans:

Taking a personal loan for wedding is not the first of its kind as many people are known to apply for them. These loans offered by various financial institutions can go up to Rs. 25 lakhs or more, depending on the credit score of the intended borrower. The best part of these loans is that they are unsecured, which means that you need not offer any collateral to secure the loan amount. 

The loan interest rates vary between 10.5 percent and 24 percent, depending on your choice of lender. Having a CIBIL score equal to or more than 700 means that you can negotiate on your interest rates, thus, allowing you the benefit of availing cheaper loans.

The loan tenure can be anywhere between a year and 60 months, which means that customers enjoy the flexibility of paying equated monthly installments (EMIs) as per their needs and financial conditions. Before applying for the loan, you must inquire if your lender allows loan prepayment. This is because many lending institutions allow their borrowers to prepay their loans at zero or minimal foreclosure charges. 

Eligibility criteria for loans

Be it salaried or self-employed, anyone can apply for these loans as the eligibility criteria for such loans is simple. Individuals applying for these loans must not be less than 25 years of age. The maximum age for making such a loan application is 58 years for the salaried while the self-employed are eligible to apply for such loans till they turn 65 years old. 

You may make the loan application online by logging on to the lender’s site or clicking on the company’s app downloaded on your mobile. Once you fill in the details including your name, address and loan amount desired, you will be directed to another page wherein you must submit your documents showing proof of your identity and residence. These documents may include PAN Card, Aadhaar Card, Voter ID Card, Driving License, etc. 

Salaried customers must submit Form 16 or salary slips of the past three months or bank statements showing financial transactions over the previous five months. The self-employed customers would be required to share Income Tax Returns filed over the last two years, Profit & Loss account and Balance Sheet of the company apart from bank statements showing income and expenses over the past six months. After the personal loan required documents are uploaded online, you must wait for the lender’s approval.

Loan disbursal

Lenders do not take too much time to verify your credentials, post which they intimate you about your personal loan eligibility criteria for the amount you have sought. The amount is then disbursed and then credited to your savings or current account within 24 hours of loan approval. Though in most cases, the amount is disbursed through the NEFT method, lenders are willing to send the amount through a demand draft or a cheque to your address, depending on the request made during the loan application process. 

A wedding is one of the most important and exciting days for many couples, therefore, it must be perfect and full of positive emotions. Wedding pictures are a big part of any wedding which can become a wonderful memory of one of the happiest days in your life as well as a bitter disappointment. In order not to get bad pictures, consider three common myths about wedding photography which we’ve collected in this article. 

Myth 1: Wedding photography is unreasonably expensive

It may seem surprising that a photographer does the same thing that your friends do with their phones but gets big money for it. But that’s totally not true. 

It is important to understand that the result of the photographer’s work is not just beautiful pics but precious memories. Your photographer is responsible for how you will remember this day, how your children will see it later. A good wedding photographer doesn’t just press the shutter button at the right time, he/she tells a story with their pictures. The ability to convey all the emotions, beauty and mood of the wedding costs a lot. 

Moreover, the work of the wedding photographer doesn’t end with the shooting process, she/he will select and process all your wedding pictures for a long time. Photographer also has to prepare for marriage photography by studying the location of the shooting and thinking through scripts. Keep in mind that the price includes the costs of professional equipment which must be regularly updated in order to improve the quality of work.

You can take a chance and hire a novice photographer and get an excellent result for little money but it’s still a risk. A novice photographer doesn’t know all the pitfalls and doesn’t understand the specifics of working at a wedding. You won’t get married again, therefore, don’t risk the quality of photos in order to save on your wedding. Wedding photography is not cheap but it fully justifies all the money spent.

Myth 2: The choice of a photographer is not an urgent need

It’s hard to tell what’s most urgent and important in wedding preparation. Everything depends on the timing of preparation and on your priorities. But in fact, best wedding photographers plan their employment several months in advance. It’s impossible to find a pro photographer two weeks before the wedding. It’s never too early to contact a photographer. Some couples who are sure of their choice, often book dates almost a year in advance! In addition, choosing a photographer will also take a long time. 

Myth 3: Wedding photographer will take pictures as you say  

Each photographer has his/her own wedding photography style. You probably notice a difference in processing, in the color palette, in the nature of the shooting when browsing the websites or social networks of several wedding experts. Some photographers prefer light shots and a minimum of processing, while others apply dark filters.

You can’t just come to one photographer, show him/her portfolio of another photographer and ask him to make the same pics. Like any creative person, the photographer has their own style. Respect the taste and choice of a professional and if you don’t like the style of a certain photographer, keep looking. 

Discovering a good men’s ring is not an easy issue. Tungsten wedding bands are well-loved men’s wedding bands thanks to their many functions, which are various and preferred than other wedding ring materials. They offer the ideal combination of unbelievable durability with style and comfort. However, there are still a lots of people who don’t understand about tungsten steel wedding bands, so next, I will discuss what are tungsten wedding rings.

Pure tungsten is a light gray or whitish metal that is soft enough to be cut with a hack and ductile enough to be drawn into wire or extruded into various shapes. If contaminated with other materials, tungsten becomes fragile and hard to work with. Tungsten has the top melting point of all metallic elements. Tungsten carbide is an exceptionally hard tungsten compound. Tungsten is about ten times harder than 18K Gold, 5 times tougher than tool metal, and 4 times harder than titanium.

What is the tungsten band composed of?

Tungsten wedding rings are put together from two different combined components, tungsten and also carbide which are put to use to produce particular kinds of tungsten accessory. The hardness of tungsten carbide is huge, twice as hard as rigid. These sort of bracelet can not be made from a single metal like a gold wedding band. Tungsten bands command a couple of more substances for instance, carbon and other components.

Tungsten wedding rings have a lots of positive aspects. The biggest benefit is that they don’t need frequent brightening to protect against them from getting scrapes. The tungsten wedding bands are also very solid and break resistant. Tungsten wedding ring are also highly resistant to taint and can not be effectively scratched. A Tungsten ring will stay polished a long time. It is a standout steel that epitomizes today’s man more than any other. Tungsten rings are the best wear resistant wedding rings available on the planet. If you are looking for tungsten wedding bands and have a tight funds, the pricing will not be a matter, you can easily afford it.

The tungsten wedding band is not only super cheap, but also has a present day and masculine feel. Countless gentlemens enjoy the smooth, masculine and modern look and feel of steel. The unique look of tungsten separates it from the classic gold and platinum wedding rings. The natural bronze color of tungsten could be black, white and even gold. You can efficiently obtain the appearance of valuable steels, perfect for men who want to avoid traditional gold or silver.

Tungsten is opted for by the world for its temperature resistance, solidity and density. A large number of mankinds enjoy the resilience and strength of tungsten. As a result of the firmness of this metal, the tungsten wedding band will be scratch resistant and will not fold as easily as other expensive or replacing metals. If you wish to work out or do a great deal of things by hand, at that time you need to find to choose a very hard element that is not quickly damaged. There is no doubt that the tungsten ring is the best alternative. In addition, as one of the most durable metals, tungsten has exceptional scrape and tarnish resistance. This unique and exotic metal brings long term polish and never loses its dazzle.

A number of guys need a light band that they almost never sense, whereas many others prefer a weighty feeling. Considering that tungsten is a thick steel, it owns a quite heavy weight. Men be likely to choose tungsten wedding bands to get their body weight and manly attractiveness. Furthermore, tungsten does not cause an allergy in anybody. Men who are sensitive to some other steels, just like gold, can wear tungsten strings with security without concern.

Without a doubt, the tungsten band has already become popular in the fashion world as a result of its large number of classy and special designs. However it also has some shortcomings, and you still are in need of to take note of some things throughout the utilization of tungsten wedding rings.
The tungsten wedding ring matching couple rings can will also be etched with a laser engraving tool that presents a multitude of surfaces, including extremely polished mirrors and dark grey brushed faces.
In point of fact, the harder the steel, the more brittle and fragile. If you release the tungsten wedding ring, or even if you by accident tear it on a hard area, the steel might crack or crush. This resilient material will rupture if a sufficient amount of force is added.

Wedding rings made of tungsten can not even be resized. Trying to readjust the steel will only result in breakage. So you need to check your finger sizing accurately.

An important aspect in the growing charm of tungsten bands and tungsten tungsten wedding bands for men wedding bands is the amazing variety of styles and appears possible. Tungsten can be really constantly embellished, designed and operated to create rings perfect for any mental state or occasion. Tungsten Carbide as you may know is commonly a tooling steel used in accuracy and sophisticated tooling or drilling tools because of its extraordinary toughness. It is from these same preferable properties that the function of a mens wedding ring came about, normally easy maintaining and scratch resistance.

Toughness and Durability. Among one of the main reasons that titanium as well as tungsten carbide are so preferred in jewelry producing, is that the are both extremely hard metals, especially when compared to various other rare-earth elements including platinum and also gold. Nonetheless, tungsten carbide is among the hardest substances in existence and also significantly harder than titanium, and also can only be harmed under extreme scenarios, such as abrasion from a diamond cutting blade.

Hypoallergenic properties. Many people are concerned they will be allergic to the accessories. Titanium jewellery is secure to wear for practically anyone. Sometimes tungsten fashion jewelry is composed of the component cobalt that can result in an allergy in some men and women. An interesting truth is one more kind of tungsten alloy making use of nickel as a binder metal is hypoallergenic, even to people who dislike nickel.

Engraving as well as resizing. Both titanium as well as tungsten ring can be laser imprinted. Due to their stamina, neither Titanium or Tungsten Carbide Bands can be resized. However, both materials are low-cost sufficient that simply taking the place of them is a practical choice.

Colour. The natural colors of both tungsten carbide and titanium is gunmetal grey, although both metals are used in black, as well as tungsten carbide rings are offered in white. Numerous modern-day jewellery developers colour titanium and tungsten rings with yellow gold, rose gold, as well as also ion blue, so both conventional and also modern options are available.

Removal in the unlikely event of an Urgent situation | Emergency removal. It is extensively believed that titanium and also tungsten carbide rings can not be removed in the event of an emergency situation. This merely isn’t true. Both sorts of rings can certainly be gotten rid of in unexpected cases, though the technique for removal will certainly vary– titanium rings will require to be punctured using something like a jeweler’s saw, while tungsten carbide rings will have to be cracked utilizing vice grip pliers.

Scratch as well as Fracture Resistance. Since it is an remarkably tough metal, tungsten carbide is almost impossible to scrape, hence it keeps its flawlessly sleek look for many years. though titanium is still considerably much more scratch-resistant than other popular substances. There are basically no substances other than a diamond that can damage tungsten carbide.
Titanium is a lot more crack-resistant than normally weak tungsten carbide. Tungsten carbide’s extreme solidity paired with its brittleness implies that tungsten carbide rings can break or shatter if struck versus a hard sufficient surface area.

Make-up. The main difference in make-up between Tungsten and Titanium, is that titanium is typically incorporated with some other components such as aluminum and also vanadium ( depending upon the quality), while Tungsten carbide matching promise rings for him and her is a compound made from the rare metal tungsten and an corresponding number of carbon atoms.

Titanium and tungsten are the most prominent present-day metals used in gentlemans’s wedding bands. While surface appearances might lead some shoppers to believe that they are the same in nature, in truth the two substances are quite different. Here are some of the key points to keep in mind when selecting between titanium and tungsten rings.

Price. When compared to gold as well as platinum, both Tungsten as well as Titanium are quite budget-friendly. For both substances pricings can change accorded to appearance, maker and quality of the product. Titanium rings is less expensive than tungsten jewelry because of the distinction in equipment and natural environment control need to have to produce the steels.

Weight. The most big difference between a titanium wedding band black tungsten wedding bands as well as a tungsten carbide wedding band would ought to be the weight. Titanium rings are incredibly light in weight, regardless of their toughness, and so you hardly understand that you are wearing them. This makes them preferred with males who are not keen on using jewellery . Tungsten carbide rings, on the other hand, have a weighty sense, much heavier than gold as well as platinum, therefore they have a real manly feeling. Nonetheless, the composition, accents and also dimension will establish the total weight of the wedding piece. The best method to figure out the dimension as well as weight of the ring for comparison is to try it on; window shopping is not advised.

One of the most prominent and in-demand styles of wedding rings in the present day is without a doubt tungsten carbide wedding ring. This is due to the variety of advantages found in them contrasted to wedding rings or bands made from platinum, gold and other priceless metals.

Here in this short article, we will evaluate some of the positive aspects and disadvantages to selecting tungsten as the main component of your wedding ring. Keep reviewing to get more information about the real benefits of tungsten bands, so you can with care decide on whether this alternative metal is right for you and your daily life.

A typical misconception concerning these types of rings is that they can not be taken away in the course of critical medical treatment, calling for the finger to be taken out alternatively. This was one of the lots of reasons cited when asked why husband and wives definitely would not really want a Tungsten carbide wedding band as their selection of wedding ring. This myth went away once doctors and jewelry shops have claimed their comment on that myth. Hence, they are much more safe than bands made from other steels. They usually do not bend– in this way in an important moment, the band will break in many pieces without harming a finger. Additionally, medical organizations have machines available to take the band securely from the finger. Gold and other metals that bend can injure the finger when they change the form. Hence, tungsten ring is a much more secure choosing.

Advantage:

1. In terms of durability tungsten carbide rings are top notch. Tungsten carbide is nearly 10 times stronger than gold and 4 times stronger than titanium.

2. Tungsten carbide is the most scrape resistant metal known to humans. Tungsten carbide fashion jewelry is reasonably priced, and has a nice heaviness to it, like gold and platinum. Tungsten rings are quick and easy to take away from your finger in circumstances of medical emergency situation, easier than gold. Tungsten does not bend out of appearance due to its hardness, so in an accident the ring will not become deform where it would injure your finger even more. It is hypoallergenic. People with allergy symptoms to gold fashion jewelry can wear tungsten fashion jewelry. Tungsten wedding bands come in an all-natural gun metal grey color, but can possibly be plated black, white, or even gold colors.

3. Just one of the greatest charms to tungsten carbide is its capability to hold a shine. The surface on tungsten wedding bands couples rings will not dull or discolor over time.

4. Unique Appearance. Tungsten’s unique appearance sets it beyond classic gold and platinum wedding ring. The material is easily available in white, gray, and black– keeping it excellent for men who intend to steer clear of old-fashioned gold or silver colors. Many grooms like the sleek, masculine, and contemporary appearance of the steel.

5. Hypoallergenic Properties. Tungsten won’t trigger an allergic reaction in any person. Grooms who are commonly sensitive to other steels, like gold, can securely wear a tungsten wedding ring without trouble.

Disadvantages:

1. Just like a diamond, tungsten is very scratch resistant and will not bend out of shape, however it will crack if enough shock or high pressure is applied to it. Professional jewelry salesmans and manufacturers will give a life-time service warranty that covers this by giving a replacement wedding band in situation of accidental breakage.

2. Again, because of its firmness, tungsten wedding bands can not be resized. Trusted jewelers and manufacturers needs to offer a lifetime sizing policy to provide for size exchanges when your finger size changes. Tungsten carbide is not easily backpedaled into cash. Gold is traded on the world’s commodities markets and is very liquid. This means anyone can change gold into cash or gold is just like cash. Tungsten is not deal and easily valued if you intend to pawn it at some point, it will be hard.

3. Weight. Because tungsten is a dense steel, it has a heavy heaviness. Personalized preference comes into play here; while some men like solid and substantial jewelry, many others may feel that the metal weighs down their finger.

Tungsten rings are well-liked as fashion trend bands and men’s wedding bands. Tungsten offers a very amazing design with lots of shine and a high level of sturdiness. A lot of tungsten wedding rings are dazzling and advanced. These rings are more than just a pretty appearance, however. Tungsten accessories provides many benefits over other types of metal jewelry. Consult these points about tungsten bands if you are taking into consideration obtaining tungsten accessories.

In this way, I strongly recommend you consider a Tungsten carbide wedding band. It is just one of the most durable matching promise rings for boyfriend and girlfriend around the world and is thought of a revolutionary advancement in fashion jewelry technology. It is both dent and scratch resistant, and the most wear resistant kind of jewelry in the world. Tungsten carbide is 10 times as hard as 18Kt gold, 5 times as tough as steel, and 4 times as tough as titanium.